If you were injured in the workplace, your injury may be covered by your workers' compensation insurance. In this case, you will likely be entitled to compensation from your employer and their insurance company to help cover medical fees, missed work, or other expenses related to your injury. However, it is important to know exactly what injuries are covered by this plan. As attorneys that specialize in workers' compensation in Orlando, we help settle many cases that allow employees to get the compensation they deserve after they suffer a workplace injury. These are the common types of injuries that occur in the workplace and if they are covered by workers' compensation insurance or not.
When you are injured while you are on your lunch break, your injury will likely be covered by your workers' compensation if you were injured while on the company's property. If you left the area to have your lunch, you will most likely not receive coverage for any injuries sustained. Also, if you were injured while performing behaviors that are strictly against company policy, you may not be covered.
Many companies hold work events, such as professional development, holiday parties, picnics, or sporting events. These events are often geared toward boosting employee morale or teambuilding efforts. If you are injured while attending one of these company-sponsored events, you will still likely be covered under the workers' compensation plan. However, if this event was voluntary, you may not receive coverage. Talk with your attorney specializing in workers' compensation in Orlando to inquire about these details.
It is typical for injuries that are sustained while you are traveling to and from work to not be covered by workers' compensation. For example, if you are injured in an auto accident on your way to work, you will need to file with your personal insurance company, not with your employer's insurance. However, if you are driving as part of your work responsibilities, you may be covered. Business trips, work errands, driving company vehicles, and attending client meetings are sometimes exceptions to this, for you will likely be covered if you are injured during these instances. Be sure to talk thoroughly with your attorney to determine fault and file with the proper insurance company to receive compensation.
These are many of the types of injuries that our clients call us to ask if they are covered by workers' compensation insurance. Before you file a claim with our attorneys specializing in workers' compensation in Orlando, you want to know what is covered and what isn't. Contact us to hear about how we can help you with your workers' compensation case today.